Documents required for obtaining of car title loan:

  1. Borrower’s passport, his/her spouse’s passport, marriage certificate (if available);
  2. Guarantor’s passport
  3. Borrower’s and guarantor’s local municipal statement of residence;
  4. Data on a borrower, a borrower’s spouse, a guarantor from “Ishenim” Credit Information Bureau;
  5. Notarized consent of a spouse for loan obtaining and for collateral against a car or a notarized statement on a family status (single, not married);
  6. Documents confirming income of a borrower, family members and, if necessary, of a guarantor (letter of employment confirmation on wage/a patent/a rental agreement/ accounting books, etc.).

Required documents for a car, provided as collateral:

  1. Vehicle registration certificate, certificate from the State Traffic Police on unavailability of arrest and pledge, a copy of pledger’s passport, a notarized consent of a spouse for a car pledge or a notarized statement on a family status (single, not married)

Lending terms:

  1. Loan amount from 30,000 soms to 300,000 soms
  2. Loan period from 3 to 36 months
  3. Interest rate: 2.883% per month (34.60% p.a. by annuity calculation method)
  4. Collateral: car + guarantee of 1 person
  5. A car is under arrest, is remained with a borrower
  6. Minimum and maximum effective interest rate: 41.63% - 49.28%.