It happens that our desires don’t match our financial opportunities. Sometimes we really need to buy something urgently, but we have not funds for the purchase. In this case, consumer loans from MFC Alma Credit can help.

We offer consumer loans for the purchase of mobile phones, laptops, tablets, a new dress at graduation, a New Year gift for parents - all things you might need, but the there is a shortage of money and a lack of time to save money. It is important that these acquisitions and purchases are made not from fleeting motives, they should be really necessary and useful for your life and wellbeing enhancements, and then Alma Credit will help you fulfill your cherished desire.

Our credit specialists will be happy to provide high qualified consultations on the advantages of getting a consumer loan at MFC  Alma Credit for buying household appliances, brand new electronic devices, fashion clothes and accessories and other things. We will develop individual solutions with flexible deadlines.

Contact Alma Credit branches

Loan term: from 3 to 36 months
Loan amount: in Kyrgyz soms from 20 000 soms to 700 000 soms
Interest rate: in Kyrgyz soms from 29%*
Requirements for collateral security

  • Up to 150,000 soms a loan is issued without collateral, a guarantor for the loan is required
  • Up to 250,000 soms - a vehicle is required as collateral.
  • Over 250 001 soms - real estate is required as collateral.

* The effective annual interest rate is calculated individually. Please, contact the loan expert for clarification.

Apply for a loan at the CJSC Alma Credit online

* Fields marked with asterisk are compulsory

Purpose of the loan *
Loan collateral *
Loan currency
Required loan amount
At the moment CJSC IFC Alma Credit issues loans without collateral for the amount less than 70 000 soms
At the moment CJSC IFC Alma Credit issues loans with a car pledge for the amount less than 350 000 soms
At the moment CJSC IFC Alma Credit issues loans with a car pledge for the amount less than 5 000 US Dollars
At the moment CJSC IFC Alma Credit issues loans with a real estate pledge for the amount less than 3 000 000 soms
At the moment CJSC IFC Alma Credit issues loans with a real estate pledge for the amount less than 40 000 US Dollars
Turn of loan in months
Third person's guarantee is provided
third person's guarantee is required in case you decide to take a loan without collateral
Credit history *
Choose where you would like to get a loan
Second Name *
Please enter your second name
First Name *
Please enter your name
Middle Name *
Please enter your middle name
Mobile Phone *
Please enter your mobile phone
Please enter a valid E-mail
Birth Date *
Please enter your date of birth
You must be aged 25 or over to be eligible to apply for a credit.
Type of employment
ID #
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Issued by
Please indicate the name of the authority that issued the document
Date of issue
Please enter the date of issue of your identification card
PIN (personal identification number)
Please indicate the PIN (personal identification number of the passport)
Address of registration *
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Address of residence *
Please, enter the registration address (the place where you are registered)
Marital status *
Please select your marital status
Your consent is needed to continue
Please answer all mandatory questions to submit this online application,
the mandatory questions are marked red
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