Lending terms:

1. Loan amount from 30,000 soms to 300,000 soms
2. Loan period from 3 to 36 months
3. Interest rate: 2.883% per month (34.60% p.a. by annuity calculation method)
4. Insurance contribution amount: 2.5% per year of loan amount
5. Collateral: purchased car + guarantee of 1 person
6. A car is under arrest and is remained with a borrower
7. Minimum and maximum effective interest rate: 41.63% - 49.28%.