Documents required for mortgage loan obtaining:
- Borrower’s passport, his/her spouse’s passport, marriage certificate (if available);
- Guarantor’s passport;
- Borrower’s and guarantor’s local municipal statement of residence;
- Data on a borrower, a borrower’s spouse, a guarantor from “Ishenim” Credit Information Bureau;
- Notarized consent of a spouse for mortgage loan obtaining or a notarized statement on a family status (single, not married);
- Documents confirming income of a borrower, family members and, if necessary, of a guarantor (letter of employment confirmation on wage/a patent/a rental agreement/ accounting books, etc.).
Documents required for real estate provided as collateral:
- Pledger’s passport, notarized consent of a spouse for mortgage or a notarized statement on a family status (single, not married);
- Documents of entitlement for real estate (purchase-sale agreement, contract of exchange or gift, statements and resolutions of local self-government bodies, state act on a right to a land plot, etc.), technical passport for real estate, certificate from the State Registration Service on state registration of real estate.